November Coffee with FourThought: Rate Cuts, Earnings Surprises & What To Do Now

In this month’s Coffee with FourThought, Joel Johnson, Director of Financial Planning, Signature Division and Jake MacFarlane, Senior Research Analyst, discuss recent Federal Reserve developments, shifting rate-cut probabilities, the yield curve moving toward a more typical shape, and what the latest earnings season suggests across sectors. They also cover market breadth (MAG7 versus the rest of the S&P 500), mortgage rates relative to the 10-year Treasury, and provide a practical framework for portfolio decisions, including diversification, rebalancing, and evaluating fixed-income opportunities.